Many older Americans never claim the discounts and assistance they may be eligible for. This is a plain-language guide to programs that could help lower your everyday bills.
Independent resource. Not a government website and not affiliated with any government agency.
Many eligible households may qualify for several of the programs below.
These are the most common programs and discounts seniors qualify for. What you save depends on your state, income and household.
SNAP food benefits, senior farmers-market vouchers and free monthly grocery boxes for those who qualify.
Monthly grocery helpHeating and cooling assistance (LIHEAP), discounted utility rates and free home weatherization.
Lower energy billsSenior homestead exemptions, assessment freezes and "circuit breaker" credits that lower your home tax bill.
Reduce your tax billThe federal Lifeline program lowers the monthly cost of a phone or home internet line for eligible households.
Discounted serviceSenior pricing at restaurants, pharmacies, retailers and grocery senior days — plus membership perks.
Year-round savingsA higher standard deduction, the Credit for the Elderly and free tax help through Tax-Aide and VITA.
More back at tax timeEligibility usually comes down to your age, your income and the state you live in. Here's the general picture — actual programs and requirements vary.
Many retail, dining and membership discounts start at 50 or 55 — well before retirement age.
Food, utility and community-support programs commonly use 60 as the qualifying age for seniors.
Travel discounts, the lifetime National Parks pass and added housing relief may become available.
Review the savings areas above and note which ones match your household and your bills.
Most programs look at your age, income and state. A few minutes is usually all it takes to find out.
If you're eligible, many programs continue month after month once you're enrolled.
It only takes a couple of minutes to check which benefits and discounts you may be eligible for.